The next ‘it’ suburbs are often those where renovators are hunting for bargains. Falling property prices are creating more opportunities for investors, first-home buyers and growing families considering whether to buy, renovate or detonate the dwelling in their dream postcode. Analysis of the nation’s capitals shows pockets of value in prestigious postcodes, the next generation […]
The first strategy is to always pay more than the minimum. Fifteen years after we first signed our lives away, we reached our goal of becoming mortgage free. We queued at the bank to make that final mortgage payment, and found that with one simple transaction, one signature and the bank teller’s words of, “well […]
Being a Financial Planner at Tailored Lifetime Solutions is not just about Superannuation and Investments. It is about putting our clients’ needs first and making a real difference in their lives. For us, our values of Security, Peace of Mind and Genuine Care ring true and can be found in many of our clients’ stories. […]
Are you entitled to a tax deduction on personal super contributions? Published 17 April 2018 Last financial year was the first time that employees were able to claim a tax deduction for their personal super contributions. Personal super contributions made during the 2017-18 financial year can now be claimed as a tax deduction by most […]
JAMES COLQUHOUN AUG 20, 2018 Headaches? Tension in your back? Tight jaw? Not sleeping well? It sounds like something is playing on your mind. Take your pick of the below 7 health hacks to train your mind to find its happy place, no matter what life throws at you. Get ready to rediscover some zen in your […]
Why would you consider this strategy? Your family home loan is not considered good debt because it doesn’t generate an income and the interest repayments are not tax-deductible. Debt recycling is a way to recycle the non-deductible debt from your family home into tax-deductible debt. You may even use any earnings from this ‘debt recycling’ strategy to pay off the […]
AMP Capital chief economist Shane Oliver says he expects the Australian dollar ($A) to weaken further – making unhedged offshore investments more attractive — as interest rates continue to rise in the US. However solid commodity prices should put a floor under falls. So far this year the $A has fallen from around US$0.80 to […]
by Money Team August 2, 2018, 1:06 pm If you’re a small business with employees, it’s important to understand the rules about paying them superannuation. Here are the main things you need to know. When to pay super The superannuation guarantee (SG) applies to employees 18 and over who earn more than $450 before tax in a […]
Money is the most common reason for staying at home. Twenty-five year old Nivea Lally makes a two-hour, 43 kilometre commute from Sydney’s Kellyville to Pyrmont every day. It’s the price she’s willing to pay to live at home rent-free in a bid to save up for her future. She’s not alone; more than one-fifth of Australians […]
Are you the friend that shouts more than what you can afford, or the one that’s happy with a handout because no one knows struggle street like you do? When it comes to money and people’s behaviour, you may have a few labels or preferred ways of describing those nearest and dearest to you – […]